Critical Illness Insurance

All rates shown below are effective July 1, 2024, through June 30, 2025.

 

Critical Illness Insurance

This benefit provides a cash benefit to use however you want if you or a covered family member is diagnosed with a covered illness or event. Provided by Lincoln Financial, the cash benefit covers illnesses such as heart attack, invasive cancer, advanced COPD, vascular disease, childhood conditions, and more.

You may only enroll in this coverage during this Special Enrollment Period, during the annual open enrollment, or upon a family status change due to marriage/gain of a domestic partner or birth/adoption.

This policy also comes with a $100 annual cash benefit paid to you and any enrolled dependents when a covered screening is completed. Such as a mammogram, colonoscopy, pap test, stress tests, and more. Learn more by watching this quick video.

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  • Open Enrollment is your opportunity to enroll in Critical Illness Insurance with Lincoln Financial. Apply for coverage while making your open enrollment elections.

    You may elect coverage in the amounts of $10,000 or $20,000.

    AgeMonthly rate per $1,000 of coverage
    17-24$0.316
    25-29$0.412
    30-34$0.493
    35-39$0.621
    40-44$0.887
    45-49$1.319
    50-54$1.834
    55-59$2.437
    60-64$3.416
    65-69$4.776
    70+$4.776
  • Open Enrollment is your opportunity to enroll your spouse or domestic partner in Critical Illness Insurance with Lincoln Financial.  Apply for coverage while making your open enrollment elections.

    You may apply for spouse/domestic partner coverage in amounts of $5,000 or $10,000*.

    AgeMonthly rate per $1,000 of coverage
    17-24$0.316
    25-29$0.412
    30-34$0.493
    35-39$0.621
    40-44$0.887
    45-49$1.319
    50-54$1.834
    55-59$2.437
    60-64$3.416
    65-69$4.776
    70+$4.776

    *Coverage cannot exceed 50% of your benefit election.

  • Open Enrollment is your opportunity to enroll your child(ren) in Critical Illness Insurance with Lincoln Financial.  Apply for coverage while making your open enrollment elections.

    You may elect coverage in the amounts of $2,500 or $5,000

     Monthly premium rate per $1,000 of coverage
    Child(ren)$0.472